The Showdown

YNABvsBeeCount

Why pay monthly fees for YNAB when you can self-host BeeCount for free? Let's look at the facts.

YNAB

The Expensive Option

  • Closed Source (Black box)
  • Expensive monthly fees per user
  • Data stored on their servers
WINNER

BeeCount

The Freedom Choice

  • 100% Open Source Code
  • Free forever (Self-hosted)
  • You own your data completely
Interactive Calculator

Calculate Your "SaaS Tax"

SaaS pricing is designed to scale with your success. See how much wealth transfers from your bank account to YNAB's shareholders.

10 people
150100200+
$

*Estimated standard pricing for YNAB. Adjust if needed.

Estimated Annual Waste
$1,440
Monthly Burn Rate$120
5-Year Projection$7,200
Cost with Self-Hosted$0
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Calculations based on 10 users at $12/mo.

Detailed Breakdown

0
Proprietary Cloud
WebDAV/S3/Supabase
1
Web & Mobile
Cross-platform mobile
2
Manual/Rule-based
Local AI bookkeeping