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The Showdown

YNAB (You Need A Budget)vsCashew

Why pay monthly fees for YNAB (You Need A Budget) when you can self-host Cashew for free? Let's look at the facts.

YNAB (You Need A Budget)

The Expensive Option

  • Closed Source (Black box)
  • Expensive monthly fees per user
  • Data stored on their servers
WINNER

Cashew

The Freedom Choice

  • 100% Open Source Code
  • Free forever (Self-hosted)
  • You own your data completely
Get Cashew Now
Interactive Calculator

Calculate Your "SaaS Tax"

SaaS pricing is designed to scale with your success. See how much wealth transfers from your bank account to YNAB (You Need A Budget)'s shareholders.

10 people
150100200+
$

*Estimated standard pricing for YNAB (You Need A Budget). Adjust if needed.

Estimated Annual Waste
$1,440
Monthly Burn Rate$120
5-Year Projection$7,200
Cost with Self-Hosted$0
Start Saving Today

Calculations based on 10 users at $12/mo.

Detailed Breakdown

0
Cloud-stored
Local-first/Self-hosted
1
Monthly fee
Free/One-time
2
Financial data mining
No tracking