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The Showdown

YNAB (You Need A Budget)vsfirefly-iii

Why pay monthly fees for YNAB (You Need A Budget) when you can self-host firefly-iii for free? Let's look at the facts.

YNAB (You Need A Budget)

The Expensive Option

  • Closed Source (Black box)
  • Expensive monthly fees per user
  • Data stored on their servers
WINNER

firefly-iii

The Freedom Choice

  • 100% Open Source Code
  • Free forever (Self-hosted)
  • You own your data completely
Get firefly-iii Now
Interactive Calculator

Calculate Your "SaaS Tax"

SaaS pricing is designed to scale with your success. See how much wealth transfers from your bank account to YNAB (You Need A Budget)'s shareholders.

10 people
150100200+
$

*Estimated standard pricing for YNAB (You Need A Budget). Adjust if needed.

Estimated Annual Waste
$1,440
Monthly Burn Rate$120
5-Year Projection$7,200
Cost with Self-Hosted$0
Start Saving Today

Calculations based on 10 users at $12/mo.

Detailed Breakdown

0
Cloud Data Mining
Local Encryption
1
Plaid Integration
Spectre/Salt Edge API
2
Envelope Method
Double-entry System