The Showdown
Personal Capitalvsghostfolio
Why pay monthly fees for Personal Capital when you can self-host ghostfolio for free? Let's look at the facts.
VS
Personal Capital
The Expensive Option
- Closed Source (Black box)
- Expensive monthly fees per user
- Data stored on their servers
WINNER
ghostfolio
The Freedom Choice
- 100% Open Source Code
- Free forever (Self-hosted)
- You own your data completely
Interactive Calculator
Calculate Your "SaaS Tax"
SaaS pricing is designed to scale with your success.
See how much wealth transfers from your bank account to Personal Capital's shareholders.
10 people
150100200+
$
*Estimated standard pricing for Personal Capital. Adjust if needed.
Estimated Annual Waste
$1,440
Monthly Burn Rate$120
5-Year Projection$7,200
Cost with Self-Hosted$0
Calculations based on 10 users at $12/mo.
Detailed Breakdown
0
Third-party cloud
Self-hosted database
1
$10-$30/month
Free
2
Plaid-only focus
Manual & API imports