The Showdown
YNABvsOpenBudgeteer
Why pay monthly fees for YNAB when you can self-host OpenBudgeteer for free? Let's look at the facts.
VS
YNAB
The Expensive Option
- Closed Source (Black box)
- Expensive monthly fees per user
- Data stored on their servers
WINNER
OpenBudgeteer
The Freedom Choice
- 100% Open Source Code
- Free forever (Self-hosted)
- You own your data completely
Interactive Calculator
Calculate Your "SaaS Tax"
SaaS pricing is designed to scale with your success.
See how much wealth transfers from your bank account to YNAB's shareholders.
10 people
150100200+
$
*Estimated standard pricing for YNAB. Adjust if needed.
Estimated Annual Waste
$1,440
Monthly Burn Rate$120
5-Year Projection$7,200
Cost with Self-Hosted$0
Calculations based on 10 users at $12/mo.
Detailed Breakdown
0
Zero-based budgeting
Bucket/Envelope system
1
Subscription-based
Free/Self-hosted
2
Export only
Direct SQL access